I don't understand what your question is?
You can see your membership status, allowance balances and cash credit balance on your My48 account page on the website or app.
E.g.: https://48.ie/my48
With 48 when you buy a membership for, say €7.99, then that money pays for the membership and you get the membership allowances.
That money does not appear on your account as cash credit in case that's what's confusing you?
If that does not address your query then please clarify what the issue/question/confusion is.
Hope this helps.
